Services offered by MCR Partners Pty Ltd, which holds an Australian Credit Licence 531570.
Insolvent Trading & Director Liability
Director Personal Liability Protection — Expert Guidance
Under the Corporations Act 2001, directors have a duty to prevent their company from incurring debts when it is insolvent or likely to become insolvent. A director who allows a company to trade while insolvent may be personally liable for the debts incurred during that period — including compensation claims from creditors and liquidators.
If you are a director of a company that is experiencing financial difficulty, expert guidance may help you understand your obligations, assess your exposure to insolvent trading liability, and determine what steps may be taken to reduce personal risk.
Free consultation. No upfront fees.
Serving businesses across Australia.
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Confidential Case Review
Director Personal Liability Assessment
No Upfront Fees
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Situations Where Expert Advice May Be Required
Insolvent Trading & Director Liability Options
⚠️ Company Showing Signs of Insolvency
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The company is unable to pay debts as they fall due, raising questions about continued trading.
👔 Director Duty Assessment
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Understanding when the duty to prevent insolvent trading is triggered and what obligations apply.
🔒 Safe Harbour Protection
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Accessing the safe harbour defence by developing a restructuring plan that is reasonably likely to produce a better outcome.
⚖️ Liquidator Claims Against Directors
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Responding to insolvent trading claims made by a liquidator against directors of a wound-up company.
🏢 Voluntary Administration as a Defence
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Appointing a voluntary administrator may reduce ongoing director liability exposure for insolvent trading.
📋 Director Records & Documentation
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Maintaining proper records of decisions made during financial distress to support a defence if required.
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Directors who continue trading while insolvent may face personal liability for company debts — early advice is critical.
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⚠️ When Directors Seek Expert Advice
Situations That May Require an Urgent Review
The company cannot pay its debts as and when they fall due
Directors are unsure whether continued trading is lawful
A liquidator has been appointed and is investigating director conduct
A claim for insolvent trading compensation has been received
Directors want to understand their personal exposure and available defences
A professional consultation may help directors understand their liability exposure and the options available to reduce personal risk.
4.9 / 5.0 Rating. Proven Track Record
No Surprises, Just Results
20+ Years Experience
Work with registered practitioners who have years of experience handling ATO issues, creditor disputes, and formal restructuring processes.
Trusted by Businesses
Helped 113+ companies navigate financial distress, ATO pressure, and restructuring with clarity and confidence.
Reduce your Tax Debt by up to 70%
Through a transparent Legislated Government Program within 3 months. On average, we save more than 70% of the total tax debt amount.
Urgent Help When It Matters
ATO deadlines and creditor demands don't wait. Get urgent advice when your business needs it most.
Comprehensive Coverage
From ATO disputes to voluntary administration and DOCA — comprehensive support across all restructuring options.
Dedicated Practitioners
Direct access to licensed experts — not a call centre. Real advice for your real situation.
Transparent Legal Process
The Small Business Restructuring (SBR) program is a Legislated Government Program. We explain every step in plain English so you always know what’s happening.
⚙️ How the Process Works
A structured and confidential evaluation
Submit your director and company details through our secure form.
A practitioner reviews your company's financial position and your personal liability exposure.
You receive guidance on the steps available to reduce director liability and protect personal assets.
📞 What Happens After You Submit
Clear guidance. No pressure.
Intake team reviews your submitted director and company information
Practitioner evaluates insolvent trading exposure and available defences
Follow-up may occur to gather additional documentation
Options are explained clearly
You decide how to proceed — no obligation
Free consultation. Confidential review.
Concerned About Insolvent Trading Liability?
Understand Your Obligations and Your Options
Free consultation. No upfront fees.
Reviews
Real Stories From Clients We’ve Helped
Honest Advice Through Voluntary Administration
We explored Voluntary Administration as an option and the practitioner was upfront about what it involved, the costs, and the likely outcomes. No sugarcoating — just honest, practical advice. That's exactly what we needed.
Multiple Creditor Pressure — Still Trading
Our business was under serious creditor pressure from multiple suppliers at once. The restructuring specialist helped us negotiate settlements with each creditor and set up a manageable repayment plan. We're still trading today.
Garnishee Notice Lifted
Our BAS had been overdue for over a year and the ATO had issued a garnishee notice on our bank account. The specialist we were matched with had it lifted within days and helped us get back on track with a payment plan.
Director Penalty Notice Resolved
I received a Director Penalty Notice and had no idea what it meant or what to do. Within 24 hours of submitting my details, I was speaking with an insolvency specialist who walked me through my options clearly. The process was stress-free.
Compliance & Privacy Policy
Restructuring and ATO debt support is one of the services offered by MCR Partners Pty Ltd, which holds an Australian Credit Licence 531570.
We work alongside the Small Business Registered Practitioner and hold your hand through the process.
This process is fully legal, transparent, and designed to help eligible companies & trusts reduce their tax debt while staying in control.
All information on this website is general and not personal financial advice.
Results and savings shown are based on real client outcomes, but individual results may vary depending on your situation.
Your privacy is important to us.
Any details you share are kept private, secure, and confidential in line with the Privacy Act 1988 (Cth).
We never sell or share your information with third parties unless required by law or with your consent.