Small Business Restructuring (SBR) is a formal insolvency process introduced under the Corporations Act 2001 that allows eligible small businesses to restructure their obligations while the directors remain in control of the company. A registered restructuring practitioner is appointed to assist in developing a restructuring plan that is presented to creditors for approval.
If your company is experiencing financial difficulty and meets the eligibility criteria, expert guidance may help determine whether Small Business Restructuring offers the most appropriate and cost-effective path to resolving your obligations and continuing to trade.
Free consultation. No upfront fees.
Serving businesses across Australia.
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Unlike Voluntary Administration, directors usually remain in control of the company while the small business restructuring process is underway.
A small business restructuring plan may allow eligible companies to compromise creditor debts and repay an agreed amount over time.
For eligible businesses, overdue GST, PAYG, and superannuation arrears may be addressed through a small business restructuring plan.
The process may provide temporary protection from certain unsecured creditor recovery action while the restructuring plan is being developed.
To be eligible, the company must meet the applicable criteria, including liability thresholds and required tax lodgements.
Small business restructuring is designed to be a faster and more cost-effective option than Voluntary Administration for eligible businesses.
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The company is insolvent or likely to become insolvent
Total company liabilities are less than $1 million
Directors want to retain control while restructuring company obligations
ATO obligations, supplier obligations, or other obligations cannot be met
The business is viable and worth saving through a restructuring plan
Through a transparent Legislated Government Program within 3 months. On average, we save more than 70% of the total tax debt amount.
Work with registered practitioners who have years of experience handling ATO issues, creditor disputes, and formal restructuring processes.
ATO deadlines and creditor demands don't wait. Get urgent advice when your business needs it most.
For businesses facing ATO debt, DPNs, statutory demands, creditor pressure, cash flow issues, insolvency risk, and restructuring options such as voluntary administration and DOCA.
Discuss your situation with a licensed professional and explore practical next steps for your business.
Helped hundreds of companies navigate financial distress, ATO pressure, statutory demands and restructuring with clarity and confidence.
The Small Business Restructuring (SBR) program is a Legislated Government Program. We explain every step in plain English so you always know what’s happening.
Intake team reviews your submitted company information
Practitioner evaluates SBR eligibility and restructuring plan options
Follow-up may occur to gather additional documentation
Options are explained clearly
You decide how to proceed — no obligation
Our business was under serious creditor pressure from multiple suppliers at once. The restructuring specialist helped us negotiate settlements with each creditor and set up a manageable repayment plan. We're still trading today.
Our BAS had been overdue for over a year and the ATO had issued a garnishee notice on our bank account. The specialist we were matched with had it lifted within days and helped us get back on track with a payment plan.
We explored Voluntary Administration as an option and the practitioner was upfront about what it involved, the costs, and the likely outcomes. No sugarcoating — just honest, practical advice. That's exactly what we needed.
We were facing a winding-up application from the ATO with less than 3 weeks to respond. The practitioner we were connected with moved quickly, negotiated a payment arrangement, and had the application dismissed. Couldn't have done it without them.
Restructuring and ATO debt support is one of the services offered by MCR Partners Pty Ltd, which holds an Australian Credit Licence 531570.
We work alongside the Small Business Registered Practitioner and hold your hand through the process.
This process is fully legal, transparent, and designed to help eligible companies & trusts reduce their tax debt while staying in control.
All information on this website is general and not personal financial advice.
Results and savings shown are based on real client outcomes, but individual results may vary depending on your situation.
Your privacy is important to us.
Any details you share are kept private, secure, and confidential in line with the Privacy Act 1988 (Cth).
We never sell or share your information with third parties unless required by law or with your consent.