SMALL BUSINESS RESTRUCTURING SUPPORT
Struggling With
Business Debt?
Small business restructuring may help eligible businesses manage
ATO debt, creditor pressure, and cash flow stress while continuing to trade.

Discuss your restructuring options with a qualified professional.
Suitable for businesses under pressure from tax debt, supplier arrears, or mounting liabilities.
Services offered by MCR Partners Pty Ltd (Australian Credit Licence 531570).

Book Your Free Consultation Now

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Services offered by MCR Partners Pty Ltd, which holds an Australian Credit Licence 531570.

Small Business Restructuring (SBR)

Formal Financial Restructuring for Small Business — Expert Guidance

Small Business Restructuring (SBR) is a formal insolvency process introduced under the Corporations Act 2001 that allows eligible small businesses to restructure their obligations while the directors remain in control of the company. A registered restructuring practitioner is appointed to assist in developing a restructuring plan that is presented to creditors for approval.

If your company is experiencing financial difficulty and meets the eligibility criteria, expert guidance may help determine whether Small Business Restructuring offers the most appropriate and cost-effective path to resolving your obligations and continuing to trade.

Free consultation. No upfront fees.

Serving businesses across Australia.

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Confidential Case Review

Directors Stay in Control

No Upfront Fees

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Situations Where Small Business Restructuring May Be Considered

SBR Eligibility & Debt Resolution Options

🏢 Directors Remain in Control
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Unlike Voluntary Administration, directors usually remain in control of the company while the small business restructuring process is underway.

💰 Reduced Settlement with Creditors
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A small business restructuring plan may allow eligible companies to compromise creditor debts and repay an agreed amount over time.

🏦 ATO Debt Resolution
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For eligible businesses, overdue GST, PAYG, and superannuation arrears may be addressed through a small business restructuring plan.

⏸️ Protection from Creditor Action
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The process may provide temporary protection from certain unsecured creditor recovery action while the restructuring plan is being developed.

📋 Eligibility Criteria Apply
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To be eligible, the company must meet the applicable criteria, including liability thresholds and required tax lodgements.

🔄 Faster, Lower-Cost Path
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Small business restructuring is designed to be a faster and more cost-effective option than Voluntary Administration for eligible businesses.

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Small business restructuring may help eligible companies deal with business debts and continue trading while directors remain in control.

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⚠️ When Businesses Seek Expert Advice

Situations That May Require an Urgent Review

The company is insolvent or likely to become insolvent

Total company liabilities are less than $1 million

Directors want to retain control while restructuring company obligations

ATO obligations, supplier obligations, or other obligations cannot be met

The business is viable and worth saving through a restructuring plan


A professional consultation may help determine whether Small Business Restructuring is the right option for your company.

4.9 / 5.0 Rating. Proven Track Record

No Surprises, Just Results

Reduce your Tax Debt by up to 70%

Through a transparent Legislated Government Program within 3 months. On average, we save more than 70% of the total tax debt amount.

20+ Years Experience

Work with registered practitioners who have years of experience handling ATO issues, creditor disputes, and formal restructuring processes.

Urgent Help When It Matters

ATO deadlines and creditor demands don't wait. Get urgent advice when your business needs it most.

Broad Restructuring Guidance

For businesses facing ATO debt, DPNs, statutory demands, creditor pressure, cash flow issues, insolvency risk, and restructuring options such as voluntary administration and DOCA.

Dedicated Practitioners

Discuss your situation with a licensed professional and explore practical next steps for your business.

Trusted by Businesses

Helped hundreds of companies navigate financial distress, ATO pressure, statutory demands and restructuring with clarity and confidence.

Transparent Legal Process

The Small Business Restructuring (SBR) program is a Legislated Government Program. We explain every step in plain English so you always know what’s happening.

📞 What Happens After You Submit

Clear guidance. No pressure.

Intake team reviews your submitted company information

Practitioner evaluates SBR eligibility and restructuring plan options

Follow-up may occur to gather additional documentation

Options are explained clearly

You decide how to proceed — no obligation


Free consultation. Confidential review.

Could Small Business Restructuring Save Your Company?

Understand Your Options

Free consultation. No upfront fees.

Reviews

Real Stories From Clients We’ve Helped

Multiple Creditor Pressure — Still Trading

Our business was under serious creditor pressure from multiple suppliers at once. The restructuring specialist helped us negotiate settlements with each creditor and set up a manageable repayment plan. We're still trading today.

James T., QLD, Manufacturing Director

Garnishee Notice Lifted

Our BAS had been overdue for over a year and the ATO had issued a garnishee notice on our bank account. The specialist we were matched with had it lifted within days and helped us get back on track with a payment plan.

Michael C., Transport Business Owner, WA

Honest Advice Through Voluntary Administration

We explored Voluntary Administration as an option and the practitioner was upfront about what it involved, the costs, and the likely outcomes. No sugarcoating — just honest, practical advice. That's exactly what we needed.

Linda & Rob P. , SA, Hospitality Business Owners

ATO Winding-Up Application Dismissed

We were facing a winding-up application from the ATO with less than 3 weeks to respond. The practitioner we were connected with moved quickly, negotiated a payment arrangement, and had the application dismissed. Couldn't have done it without them.

David K., NSW, Construction Business Owner