Most people searching for legal help don't realize there are three fundamentally different ways to access legal services — and the right one depends entirely on the situation. A monthly legal plan makes sense for ongoing needs. A flat-fee service makes sense for a specific defined task. A traditional attorney consultation makes sense for complex or high-stakes matters where the outcome isn't predictable. Choosing the wrong model wastes money; choosing the right one saves it.
This page explains all three models honestly — what each covers, what it costs, and when each one is the right choice. Free consultation helps you decide which fits your specific situation before any commitment.
Free consultation. All three service models available. US legal services in all 50 states.
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Ongoing attorney access for the full range of personal, family, and business legal needs. No retainer, no hourly billing. Best for people and businesses who need legal help regularly.
Best for: Ongoing needs, multiple legal matters per year, families, small businesses.
One predictable fee for a specific defined task — contract review, demand letter, document drafting, eviction filing. Quoted before work starts. No hourly surprises.
Best for: A specific task, one-time situations, defined scope, known outcome.
Traditional attorney engagement for complex, high-stakes, or unpredictable matters — litigation, injury claims, criminal defense, complex real estate. Hourly or contingency depending on case type.
Best for: Lawsuits, injury claims, complex disputes, criminal matters, high-value transactions.
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A monthly legal plan gives you access to a provider law firm in your state for any legal matter that comes up — without a retainer, without hourly billing, and without the anxiety of wondering what each call costs. Plans start at $26.95/month for individuals, scaling to $49.95/month for family and small business coverage.
Unlimited attorney consultations on any legal matter. Contract and document review. Will and trust preparation with free yearly updates. Letters and phone calls on your behalf. Collection letters. Traffic ticket defense. Family law questions. Employment matters. Small business legal assistance. IRS audit help with up to 50 hours of tax attorney time. 25% discount on matters outside the plan scope.
Individual plans cover the member. Family plans cover the member, spouse, and dependent children. Small business plans ($49/month) cover the business entity and its legal needs. One membership protects the whole household — or the whole business.
$26.95/month for individual coverage. Family plans at a higher tier — see current rates. Small business plan at $49/month. No retainer. No hourly cost. No per-matter billing for covered services. Cancel anytime.
You need legal help on multiple matters per year
You want a lawyer to review contracts before you sign
You need a Will, POA, or estate documents drafted and updated annually
You have a small business with ongoing legal questions
You want 24/7 access to an attorney without worrying about the cost per call
You need a collection or demand letter sent on attorney letterhead
Active personal injury or major lawsuit requiring full representation
Criminal defense requiring court appearances
Complex commercial real estate transactions requiring dedicated deal counsel
Immigration petitions requiring full filing and representation
For these matters, the plan's 25% discount on out-of-scope attorney work still saves significant money compared to standard hourly rates.
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Flat-fee legal services are the right model when you have a specific, defined legal task that doesn't justify a monthly subscription. One agreed price, quoted before the work begins. The attorney does the task, the matter closes, and there's no ongoing billing relationship. Best for one-time situations with a clear scope.
Contract review and drafting. Demand and collection letters. Eviction filings (many jurisdictions flat-fee). Will drafting (standalone). Real estate closing. Title work. Breach of contract demand letters. NDA drafting. Cease-and-desist letters. Business formation documents.
The attorney scopes the work, quotes a price, and you approve before anything begins. No hourly clock. No invoice surprises. If the scope expands, the attorney discusses the change before proceeding. Final cost equals quoted cost for in-scope work.
For larger flat-fee matters — complex evictions, multi-party contract disputes, or business formation — payment plans spread the cost over the engagement. No large upfront payment required for qualifying matters.
You have a one-time legal task with a clear scope
You don't need ongoing attorney access after the task is done
You want certainty about the cost before committing
You need a specific document drafted, reviewed, or filed
You want to avoid a monthly commitment for a single matter
Real estate: Closing, contract review, title work
Business: Contract drafting, demand letters, formation
Landlord/tenant: Eviction filings, lease drafting
Breach of contract: Demand letters, NDA enforcement
Debt collection: Collection demand letters
Estate: Standalone Will or POA drafting
Some legal matters can't be scoped in advance — litigation outcomes are unpredictable, injury claim values depend on facts that emerge over time, and criminal defense requires ongoing representation regardless of how long it takes. For these matters, the traditional attorney engagement model — hourly billing or contingency — is the appropriate choice. Free consultation determines whether your matter falls in this category and which attorneys in the network handle it.
Best for matters where scope can't be defined upfront — contested divorce, complex commercial disputes, criminal defense, contested probate. Attorney bills by the hour against a retainer. Legal plan members receive a 25% discount on hourly rates for matters outside the plan scope.
Best for recovery cases where the plaintiff has a strong claim but can't afford hourly fees — personal injury, lemon law, FDCPA/FCRA violations, some employment cases. Attorney is paid a percentage of the recovery only if you win. $0 out of pocket if you don't recover.
Personal injury, auto accident, or wrongful death claims
Criminal defense with potential incarceration
Contested divorce or major family law litigation
FDCPA, FCRA, or lemon law claims where attorney fees are recoverable
Complex business litigation or commercial real estate disputes
Submitting through the intake form tells the network which type of matter you have. Contingency cases route to attorneys who accept those claims. Hourly cases route to attorneys in your jurisdiction. Legal plan-eligible matters route to plan enrollment. The routing happens automatically — you don't need to decide first.
Personal injury / auto accident
Medical malpractice
Criminal defense
Lemon law (CA contingency)
FDCPA / FCRA violations
Employment discrimination
| Factor | Legal Plan | Flat-Fee | Attorney Consultation |
|---|---|---|---|
| Monthly cost | $26.95–$49.95/mo | $0/mo (pay per matter) | $0/mo (retainer + hourly or contingency) |
| Per-matter cost | $0 for covered services | Quoted up front | Hourly or % of recovery |
| Retainer required | No | No | Often yes |
| Unlimited consultations | Yes | No | Billed per hour |
| Will drafting | Included | Flat-fee per document | Hourly |
| Family coverage | Included (family tier) | Per person | Per person |
| 24/7 attorney access | Yes | Business hours | Business hours |
| Tax attorney time | 50 hours included | Flat-fee per matter | Hourly |
| Best for | Multiple matters, families, small businesses | Specific defined tasks | Complex cases, lawsuits, injury claims |
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Every practice area listed below is served through the intake form — and routed to the right attorney using the right service model for that type of case. Click any category to see the dedicated page for that practice area.
Wills & Trusts · Power of Attorney · Family Law / Divorce · Landlord/Tenant · Identity Theft · Consumer Protection · Credit Repair · Hard Inquiry Removal
Small Business Legal Plan · Small Business Legal Services · Breach of Contract · Employment Law · Debt Collection · Tax Legal Help
Real Estate Legal Services · Foreclosure Defense · Real Estate Fraud · Title Disputes · HOA Disputes · Commercial Real Estate
Traffic Ticket Defense · CDL Legal Services · Lemon Law · DUI/DWI · Auto Accident
Personal Injury · Medical Malpractice · Civil Suits · Discrimination · Bankruptcy · Wage Garnishment
Immigration · Criminal Charges · SSDI · Insurance Claims · Pre-Settlement Funding · Foreclosure
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Legal plans, flat-fee services, and attorney consultation all available through the same intake form. One submission — routed to the right service model for your situation.
Legal plans starting at $26.95/month for individuals, scaling to family and business coverage. No retainer. No hourly cost for covered services. Free yearly will updates included.
Submit your details and a legal representative calls back within 10 minutes during business hours. Emergency access available 24/7 for plan members.
US legal services in every state. Attorneys licensed where your matter will be handled. Legal plans, flat-fee services, and consultation available nationwide.
Legal plan network attorneys average over 22 years of practice. A+ BBB rated. Trusted by 2 million individuals, families, and businesses nationwide.
All case details stay protected from the first contact. Attorney-client privilege applies from the first call regardless of which service model you choose.
Backed by a network of over 800 lawyers and law firms. Every practice area, every state, every service model — covered through the same network.
Free consultation answers this specifically for your situation. The general guide: if you need legal help on multiple matters per year, a legal plan saves money. If you have one specific task, flat-fee is right. If you have a lawsuit, injury claim, or complex matter with unpredictable scope, attorney consultation is the model.
Attorney hourly rates range from $150/hour for junior business attorneys to $1,000+/hour for senior partners at large firms. Most matters require 5-20 hours minimum. Retainers of $2,000–$10,000 are common before work begins. Legal plans at $26.95–$49.95/month replace most of that cost for covered services.
Most people use a combination — a legal plan for routine matters and consultations, with flat-fee or hourly for specific situations that arise. Legal plan members also get 25% off attorney fees on matters outside the plan scope, so the plan reduces cost even for out-of-scope work.
Yes — pre-existing legal matters can be discussed in consultation with your provider law firm immediately after plan activation. The plan doesn't exclude pre-existing matters from consultation and advice.
Yes — the consultation costs nothing and creates no obligation to proceed. The legal representative reviews your situation, explains which service model fits, and answers any questions before any commitment is made.
Legal plans are available in Canada as well as all 50 US states. The network includes attorneys in Canadian provinces for plan members who operate in both countries or relocate.